🔒 Privacy Policy

1. Introduction

Welcome to Verbillionaire ("we," "our," or "us"). We are committed to protecting your privacy and handling your personal information with care and transparency. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI music and art marketplace platform.

By using Verbillionaire, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our services.

2. Information We Collect

2.1 Information You Provide

• Account Information: Username, email address (if OAuth login), and profile details
• Content: Music files, artwork, AI prompts, tutorials, lyrics, descriptions, and metadata you upload
• Transaction Data: Purchase history, wallet balance, credits, payment information for prompt purchases
• Guild Information: Guild memberships, rank information, invitations sent/received
• Communications: Messages, comments, notifications preferences, and support inquiries

2.2 Automatically Collected Information

• Usage Data: Pages visited, features used, time spent on platform, click patterns
• Device Information: IP address (hashed for privacy), browser type, operating system, device identifiers
• Analytics: View counts, play counts, like/dislike actions, search queries
• Cookies: Session cookies, authentication tokens, visitor IDs, preference settings
• Performance Data: Page load times, error logs, API response times

2.3 Third-Party Data

• OAuth Providers: Google account information (email, profile) if you use Google login
• Payment Processors: Transaction confirmations (we do not store credit card numbers)

3. How We Use Your Information

3.1 Platform Operations

• Process account creation, authentication, and authorization
• Enable content uploads, purchases, and downloads
• Manage wallet balances, credits, and transactions
• Facilitate guild operations, memberships, and dues distribution
• Deliver notifications about purchases, invites, and activity

3.2 Content Discovery & Recommendations

• Display trending music and artwork
• Calculate and show analytics (views, likes, earnings)
• Personalize content recommendations based on your activity
• Curate community activity feeds

3.3 Platform Improvement

• Analyze usage patterns to improve features and user experience
• Monitor system performance and diagnose technical issues
• Conduct A/B testing and gather user feedback
• Prevent fraud, abuse, and security threats

3.4 Communication

• Send transactional emails (purchase confirmations, account updates)
• Deliver in-app notifications about guild invites, follows, and activity
• Respond to support requests and inquiries
• Send important service announcements and policy updates

4. How We Share Your Information

4.1 Public Information

The following information is publicly visible to all users:

• Your username and profile information
• Uploaded music and artwork (titles, descriptions, metadata)
• Public statistics (view counts, likes, upload counts)
• Guild memberships and ranks
• Community activity (uploads, guild joins, follows - if you enable public activity)

4.2 Private Information

The following information remains private and is NOT shared publicly:

• Your email address and authentication credentials
• Wallet balance and transaction details
• AI prompts and tutorials you've purchased
• Specific purchase history and amounts spent
• IP addresses and device identifiers
• Private messages and notifications

4.3 Third-Party Services

We may share information with:

• Cloud Infrastructure: Hosting providers (Heroku, MongoDB Atlas) to operate our services
• Authentication: OAuth providers (Google) for secure login
• Analytics: Aggregate, anonymized usage data for platform improvement
• Legal Compliance: Law enforcement or regulatory bodies when required by law

4.4 Business Transfers

If Verbillionaire is acquired, merged, or undergoes a business transfer, user information may be transferred as part of that transaction. You will be notified of any such change in ownership.

5. Data Security

5.1 Security Measures

We implement industry-standard security practices:

• Encryption: HTTPS/TLS for data in transit, secure password hashing
• Access Control: JWT authentication, role-based permissions
• Privacy: IP addresses hashed with SHA-256 before storage
• Monitoring: Real-time error tracking and anomaly detection
• Backups: Regular automated backups of all data

5.2 Data Retention

• Account Data: Retained while your account is active and for 30 days after deletion
• Content: Music and art remain on platform until you explicitly delete them
• Analytics: Anonymized usage data retained indefinitely for platform improvement
• Notifications: Auto-deleted after 30 days (via TTL index)
• Page Visits: Auto-deleted after 90 days (via TTL index)
• Logs: System logs retained for 90 days for debugging and security

5.3 Limitations

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security, but we will notify you of any data breaches as required by law.

6. Your Rights & Choices

6.1 Access & Correction

• View and update your profile information in Account Settings
• Download your uploaded content (music, art, prompts)
• Request a copy of your data by contacting support@verbillionaire.com

6.2 Deletion Rights

• Delete individual music tracks or artworks you've uploaded
• Request full account deletion (all data permanently removed within 30 days)
• Note: Public content may remain cached or indexed by search engines temporarily

6.3 Privacy Controls

• Manage notification preferences (email, in-app notifications)
• Control what activity is shown publicly in community feeds
• Block other users or guilds
• Opt out of analytics tracking (contact support)

6.4 Cookie Management

You can control cookies through your browser settings. Note that disabling cookies may limit platform functionality (login, session persistence).

7. Children's Privacy

Verbillionaire is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us immediately at support@verbillionaire.com, and we will delete such information.

8. International Users

Verbillionaire is operated from the United States. If you access our services from outside the U.S., your information may be transferred to, stored, and processed in the U.S. or other countries where our service providers operate.

By using our services, you consent to the transfer of your information to countries outside your country of residence, which may have different data protection rules than your country.

9. AI-Generated Content

9.1 AI Prompts & Tutorials

• AI prompts and tutorials you purchase remain private and are for your personal use
• We do not share purchased prompts with other users or third parties
• You may not redistribute purchased prompts without permission

9.2 Content Analysis

• We may analyze uploaded content metadata (genre, BPM, tags) to improve recommendations
• Audio and visual content is not analyzed beyond basic metadata extraction
• We do not train AI models on your uploaded content without explicit consent

10. Guilds & Social Features

10.1 Guild Data

• Guild names, descriptions, and member rosters are publicly visible
• Guild earnings and dues distributions are visible to guild members only
• Guild invitations are private between inviter and invitee

10.2 Follow System

• Your follower and following lists are publicly visible
• Follow actions may appear in community activity feeds
• You can unfollow or block users at any time

11. Analytics & Tracking

11.1 Platform Analytics

We collect anonymized analytics data:

• Page views, unique visitors, session duration
• Popular content, search trends, feature usage
• Performance metrics (load times, error rates)
• Conversion rates (uploads, purchases, guild joins)

11.2 Third-Party Analytics

We may use third-party analytics tools (Google Analytics, etc.) that collect data according to their own privacy policies. You can opt out of these services through browser extensions or privacy settings.

12. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant changes by:

• Posting the updated policy on this page with a new "Last Updated" date
• Sending an email notification to your registered email address
• Displaying an in-app notification when you log in

Your continued use of Verbillionaire after such changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:

• Email: hydrix95@gmail.com
• Subject Line: "Privacy Inquiry"
• Response Time: We aim to respond within 5-7 business days

14. Legal Basis for Processing (GDPR)

For users in the European Union, we process personal data based on:

• Consent: You have given explicit consent for specific processing activities
• Contract: Processing is necessary to fulfill our Terms of Service agreement with you
• Legitimate Interest: Processing is necessary for our legitimate business interests (fraud prevention, platform improvement) that do not override your rights
• Legal Obligation: Processing is required to comply with applicable laws

GDPR Rights

EU users have additional rights under GDPR:

• Right to access your personal data
• Right to rectification of inaccurate data
• Right to erasure ("right to be forgotten")
• Right to restrict processing
• Right to data portability
• Right to object to processing
• Right to withdraw consent at any time
• Right to lodge a complaint with a supervisory authority

To exercise these rights, contact us at support@verbillionaire.com with "GDPR Request" in the subject line.